About Prospa
At Prospa, we understand the challenges that small and medium-sized businesses (SMEs) face when trying to secure financing. As independent loan facilitators, we are committed to connecting business owners with reputable, non-traditional lenders that offer fast, flexible, and accessible funding solutions.
The team behind Prospa are small business owners themselves, and we have personally experienced the cash flow struggles that come with running and scaling a business. We know how frustrating it can be when traditional lenders, such as banks, reject loan applications due to strict requirements, lengthy approval times, or inflexible terms. This is why we created Prospa—to bridge the gap between SMEs and alternative lenders that offer unsecured business loans with quicker approvals and fewer barriers to access.
Unlike banks, the lenders we work with specialize in fast, unsecured business loans—no collateral required, no unnecessary delays. We have carefully selected a small network of vetted lenders and match each customer with the most suitable option based on their business needs and likelihood of loan approval.
At Prospa, we don’t just refer businesses to lenders—we follow up independently to ensure that the service provided meets our standards. We check in with customers after their loan process to make sure they received the support they needed. This allows us to continue working only with lenders that provide the best customer experience and transparent loan terms.
It’s important to note that Prospa is not a lender. While we facilitate loan connections, the loan terms, approval decisions, and funding processes are handled directly by our partner lenders. Our mission is to ensure that SMEs get access to the financing they need—quickly, efficiently, and with trusted financial partners.